Tax fringe benefits create sales at retailers and e-commerce. In Germany 50 € are tax free per month per employe. givve alone provides these benefits to 550.000 users at 23.000 clients. givve survived the Wirecard catastrophe and after that the Railsbank drama. Every time zero money was lost for the card holders. The audience will learn lessons from these existential crises.

My career started, when I was 17 years old and a member of the German National Snowboarding Team. During my university time, in Munich, Paris and London, I successfully owned an own bar. My master thesis included the creation of a surfing magazine. This was later my first exit. After an 8 year long ...